Nigeria is full of investment opportunities, but also full of traps. Between high inflation, volatile exchange rates, and “wonder investment issuers” promising impossible returns, the real skill is not just making money, but keeping it.   This guide will walk you through how to invest safely in Nigeria across different asset types, anchored on what the regulators themselves say.   1. Start With Safety: Know The Referees Before you pick any investment, understand who is suppos

There are moments in every economy when investor behaviour shifts noticeably. In Nigeria today, one of the clearest trends is the rising preference for short term and fixed income instruments. Commercial papers, government bonds, corporate bonds, treasury bills and other debt securities are gaining popularity among retail and institutional investors. This shift did not happen suddenly. It is the result of a combination of economic pressures, changing risk appetite and a renew

For the past several years, conversations around Nigeria’s economy have often begun and ended with a single word. Inflation. The rising cost of food, transport, housing, medical care and school fees affected nearly every household across the country. Inflation is no longer just a number published monthly by the National Bureau of Statistics. It has become a lived experience for millions of Nigerians. When a bag of rice that once cost about ₦18,000 suddenly sells for ₦50,000,

The Nigerian capital market is entering one of the most important transformation periods in its modern history. While Nigeria has always had an active capital market, participation was traditionally limited by access, literacy, technology and trust. Today, that landscape is shifting. A new wave of initiatives led by the Securities and Exchange Commission is opening the market to millions of Nigerians who previously stood at the fringes. The changes are not cosmetic. They are

The capital market is one of the most powerful engines of any economy. It is where ideas meet money, where savings turn into investments, and where businesses find the financial fuel they need to grow. In Nigeria, the capital market plays this critical role by connecting investors who have money with companies and government institutions that need funds for projects, expansion, and innovation.   At its simplest, the capital market is a system that brings together suppliers of

Your net worth  is the single most important number in your financial life. It tells you where you stand today, guides your goals, and measures your progress. Net worth is not about how much you earn; it’s about what you keep and how you grow it. Calculating it is simple: Net Worth = Total Assets – Total Liabilities Assets are everything you own that has value — cash, savings, land, cars, investments, and even your business equity. Liabilities are everything you owe — loans,